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To create an Auto Invest strategy, go to your account section ‘Invest’ -> ‘Auto Invest’, and press ‘Create new Auto Invest strategy’.

You may create a strategy manually and edit its settings according to your preferences, or choose an Auto Invest plan, where you would be able to edit the portfolio size only.

You may choose out of 3 Auto Invest plans: Short-term, Long-term, or Real-estate portfolios.

It is important to agree with the User agreement and confirm your selection/changes by pressing the ‘Save and activate’ (manually created strategy) or ‘Start investing’ (Auto Invest plan) button to activate your strategy.

Buyback guarantee: loan originator’s obligation to buy back a late loan on the 60^th day of the delay latest. More information about the buyback guarantee can be found here.

Country: country in which the lending company operates.

Group guarantee: an additional guarantee signed with loan originators by the main PeerBerry partners Aventus Group and Gofingo Group. In case of insolvency of some company, other Aventus Group and Gofingo Group companies will cover all the liabilities on purpose to protect investors’ investments. More information can be found here.

Interest rate: annual interest (%).

Invested during entire period: indicates the total amount of funds invested by an Auto Invest strategy since its creation.

Keep uninvested: the amount of money investor prefers to keep in the account not invested.

Loan originator: company that offers to invest in loans on the PeerBerry platform.

Loan type: defines the duration and purpose of the loan. PeerBerry offers to invest in short-term, long-term, leasing, real estate, and business loans. More information about the loan types offered may be found here.

Maximum investment in one loan: the amount of money, investor prefers to invest in one loan (value cannot be lower than 50 Eur).

Portfolio name: option to give a specific name to your manually created strategy.

Portfolio size (limit): all amount of funds investor prefers to invest using Auto Invest strategy.

Remaining term in days: duration of the loan which investor prefers to invest in.

Please note that Auto Invest cannot invest over your set limits.

Strategy creation/update time determines the order in which the strategies are put into the queue. Loyal investors have a priority, first goes Platinum, then Gold, then Silver, then no category.

Having a higher ‘Investment in one loan’ amount gives your strategy priority over similar strategies where it is set lower or at a minimum.

There is no priority ranking in the Auto Invest settings. If you wish to diversify your investments, you have to create more than one strategy and set up different loan originators as well as portfolio size (limit). The strategies will invest until the defined portfolio size will be reached.

To activate/stop/edit/delete your strategy, go to your account section ‘Invest’ -> ‘Auto Invest’. Please note that stopping/deleting your current strategy/strategies does not stop/cancel your investments.

• Having more loan originators, wider interest rate interval, and longer remaining terms allow your Auto Invest strategy to find more loans available for investment.
• Having a higher ‘Maximum investment in one loan’ amount, allows your funds to be invested faster (value cannot be lower than 50 Eur).
• If you want to have a diversified portfolio, you have to create more than one strategy and set up different loan originators and portfolio limits. Strategies will stop when the set portfolio size/limit is reached.
• Portfolio size should not be too low as the strategy will stop working when the limit is reached.
• Strategy will stop working if ‘keep uninvested’ amount and portfolio size will be equal.
• It is recommended to combine both, automatic and manual investing.