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What does buyback guarantee mean and how does it work?

All loans listed on PeerBerry are secured with buyback guarantee. Buyback guarantee is loan originators’ obligation to exercise buyback of the claim if the borrower delays the payments by more than 60 days. In such a case loan originator will buy back loans in full with the accrued interest. In PeerBerry loan originators are periodically evaluated according to our internal procedures. The evaluation includes both – the financial situation, the quality of the loan portfolio, and the analysis of applied internal processes. We care about our investors’ money and our reputation, so we make sure, that loan originators are able to fulfill their obligations and it doesn‘t matter in which country loan originator operates.

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