Help center

A total period of how many days there are between the investment’s start date and the final (closing) date is taken into calculation. The total investment days number is calculated using the ‘DAYS360’ function, which may be found here.

The interest you will earn for short-term loans is counted upon the formula:

invested amount/360 (days in a year) * investment term in days * interest rate.

For example, if you invest 100 Eur for 30 days with an interest rate of 11%, the calculations go as follows: 100/360*30*0.11 = 0.92 Eur.

Interest earned is rounded up to the investor’s advantage up to 2 numbers after the decimal point, based on standard mathematical calculations.

The time of repayments depends on the loan type. The payments for the long-term and leasing loans happen monthly according to the schedule: you get part of the principal amount + part of the earned interest. The payments for business and real estate loans also happen monthly, but you get only a calculated part of the interest, the principal amount is paid after the loan is closed. The payments for the short-term loans happen after the loans are closed, you will receive the full principal amount with earned interest.

This information is visible in each loan detail. To see the loan details and payment schedule press the green loan ID number in your investments list.

Interest is calculated for investments that have a duration of more than 24 hours.

You can see it in the ‘Overview’ section -> ‘Profit’ in your profile, as well, in the ‘Statement’ -> ‘Transactions’ section. Use the filter ‘Interest payment’ to see the income earned from your investments.