Operating principles
What perks do I get by becoming a loyal investor?

Depending on your active investment portfolio size, you are assigned to a loyalty category which gives you an additional interest bonus of +0.5%, 0.75%, or 1%, for all your future investments. Your return depends on which: Silver, Gold, or Platinum, the category you have.

Please note that your loyalty category gives your strategy/strategies a priority in the Auto Invest strategies queue. The Platinum category has the highest priority, Gold and Silver goes after.

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    How will an additional interest bonus count for my future investments?

    Once you become a loyal investor, an additional bonus of +0.5%, 0.75%, or 1% (depending on the loyalty category), will be automatically applied to all of your new investments. Please note that the bonus does not apply for previously completed investments.

    To check if the bonus was applied, go to ‘My investments’ list, choose a specific loan, check its interest rate, then open loan details (green loan ID number), where you will see the initial loan interest rate, then compare if an additional bonus, depending on your loyalty category, was applied.

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      How often do the loyalty program updates appear?

      Investors are assigned a loyalty category for the first time 90 days after registration (to become a loyal investor, you have to be a PeerBerry customer for at least 90 days and have more than 10 000 Eur in your portfolio). 

      Later, portfolio evaluations and updates happen on the first day of each month. You will be able to check your loyalty status change in your ‘Personal settings’ -> ‘Other information’ -> ‘Loyalty category’. 

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        My account balance reached 10 000/25 000/40 000 Eur, but I did not get the Silver/Gold/Platinum category. Why?

        Either your 90 days period as a PeerBerry client has not passed yet, or you have added funds after the portfolio evaluation already happened. Let us remind you that portfolio evaluations and updates happen on the first day of each month.  

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