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Anyone who is at least 18 years old and who is not a citizen of a country included in the Financial Action Task Force anti-money laundering (FATF AML) list and high-risk jurisdictions list of the EU.

FATF AML list

EU Directive

Registration is very simple, press the ‘Register’ button on the top right side of the page to start the registration, where you will be asked to write and verify your e-mail address. After your e-mail is verified, you will be able to proceed with providing your personal details and contact information, and with the two-factor authenticator activation. After the registration step will be finished, the verification process will follow. More information about the identification can be found here.

The minimum investment amount per one loan is 10 Eur.

There are no limits for the amount of deposits, investments, or portfolio size.

The minimum investment amount per loan is 10 Eur, the minimum withdrawal amount is 1 Eur, the minimum deposit amount is 0.01 Eur.

The registration process is the same as for private investors (note to choose ‘Company’ option in the first step of the registration step), except that you will be asked to provide the company registration number, and yours, as the company’s representative, details. After you will finish the registration, please send us the following documents ([email protected]) to successfully pass the company verification:

• Extract from the business register
• Document certifying the rights to represent the company (if it’s not stated in business register)
• Documents that can verify the company’s registration number, legal address, beneficial owners (if it’s not stated in the business register)

Yes, you can have one personal account, and be a representative of a company’s account.

Please note that funds and investments cannot be transferred between the accounts. You must use your personal bank account to deposit funds to your personal PeerBerry account, and your company’s bank account to deposit funds to your company’s PeerBerry account.

You may start investing once you have successfully passed the verification process and deposited funds into your account. Log in to your account, go to the ‘Invest’ section on your profile and choose out of two options, to either invest manually or create an automated Auto Invest strategy.

To invest manually, use the filters on the left-hand side to sort out the available loans according to the loan type, country, interest rate, remaining term, etc., insert the preferred investment amount (not less than 10 Eur) in the investment amount field, and confirm the investment by pressing the green confirmation button.

If you would want your funds to be invested automatically, the Auto Invest strategy should be created. You can choose out of already created PeerBerry Auto Invest strategy plans or create it yourself according to your preferences. Auto Invest strategy will invest your available funds into available loans according to your settings.

Please note that there is no limit to the number of investments. You can combine both options and invest manually and have an Auto Invest strategy/strategies. Investing manually does not deactivate your Auto Invest strategy/strategies and has no impact on your Auto Invest efficiency.

Available amount – remaining available loan amount investor prefers to invest in.

Country – the country in which the lending company operates.

Exclude my investments – the option to exclude investments completed manually and/or automatically by your Auto Invest.

Group guarantee – filter allowing you to sort out those available loans only, where group guarantee is applied (please note that the Buyback guarantee is applied to all loans on the platform).

ID – available for investment loan ID.

Interest rate – annual interest (%).

Issue date – the date when the loan was issued.

Loan originators – lending companies that offer to invest in issued loans.

Loan type – defines the duration and purpose of the loan. PeerBerry offers to invest in short, long, leasing, real estate, and business loans.

Low balance – this notification means that your balance currently is lower than the amount you have intended to invest in a loan. You shall refresh the page to have the information updated.

My saved filters – option to select and save preferred filters (maximum 10) to conveniently sort out available loans when investing manually.

Remaining term in days – the duration of the loan in which the investor prefers to invest in.

The loan available amount is less than the investment amount – this notification appears when the amount you have intended to invest in a loan exceeds the remaining available investment amount. You shall refresh the page to have the information updated.

The remaining available loan amount after investment cannot be less than the minimum investment amount – this notification alerts investors that investing an amount that would reduce the “remaining available loan amount” below “the minimum investment in one loan amount” of EUR 10 is not possible. The purpose of such a notification/limit is for all loans to be fully invested (up to cents).

The loan is sold out – this notification appears when the loan has been fully invested. You shall refresh the page to have the information updated.