14 August 2026

How diversified is PeerBerry today? A look inside the €147 million portfolio

PeerBerry’s outstanding portfolio has reached €147 million, reflecting not only growing investor activity but also an increasingly broad range of investment opportunities available on the platform.

Today, PeerBerry investors can diversify across different loan types, loan originators, business groups, and international markets. Alongside real estate and business loans, the expanding supply of shorter-term loans from PeerBerry’s international business partners provides investors with a growing selection of opportunities for building diversified portfolios.

Five different loan types within one platform

PeerBerry’s outstanding portfolio currently consists of five main loan categories: short-term, long-term, real estate, business, and leasing loans.

Each category offers different characteristics in terms of maturity, underlying lending activity, and geography, allowing investors to combine different types of exposure according to their individual investment strategies.

Short-term loans show significant growth

One of the most notable changes in PeerBerry’s portfolio structure this year has been the strong growth of short-term loans.

At the beginning of 2026, short-term loans accounted for approximately 7% of PeerBerry’s outstanding portfolio. Today, their share has increased to 19.5%.

This represents an increase of 12.5 percentage points, or approximately 179% growth in the share of short-term loans since the beginning of the year. In other words, their share in PeerBerry’s portfolio has become almost 2.8 times larger.

The growth reflects the increasing supply of short-term loans from PeerBerry’s international business partners and provides more investment opportunities for investors who prefer shorter investment cycles and the ability to reinvest repaid funds more frequently.

Long-term loans complement the short-term supply, while business, leasing, and real estate loans provide additional opportunities to diversify across different financing models and investment terms.

A growing network of international loan originators

Diversification on PeerBerry extends well beyond loan type.

The current outstanding portfolio includes loans from a broad network of originators associated with Aventus Group, Gofingo Group, SIB Group, Lithome, and Litelektra.

Aventus Group, PeerBerry’s largest business partner, has continued to expand its international lending operations throughout 2026. Its lenders represented on PeerBerry operate across markets in Europe, Africa, Latin America, Asia, and Australia.

Today, PeerBerry investors can diversify investments across 34 loan originators from 16 countries.

This growing international footprint is particularly relevant to the supply of short-term loans, as the development of existing lenders and the addition of new markets create more opportunities for investors to spread their investments geographically.

Diversification goes beyond geography

A diversified portfolio is not necessarily defined by the number of loans alone.

When building a PeerBerry portfolio, investors can consider several dimensions simultaneously:

• Loan originator – spreading investments across different lending companies;
• Business group – diversifying exposure among PeerBerry’s business partners;
• Country – investing across different geographic markets;
• Loan type – combining short-term, long-term, business, leasing, and real estate loans;
• Investment term – balancing shorter and longer investment periods.

PeerBerry’s growing loan supply makes it possible to combine these different dimensions within a single investment portfolio.

€147 million reflecting a broader investment offering

The growth of PeerBerry’s outstanding portfolio to approximately €147 million reflects both increasing investor activity and the expanding lending operations of the platform’s business partners.

While different loan categories naturally represent different shares of the outstanding portfolio at any given time, portfolio composition is also influenced by loan maturity. Shorter-term loans are repaid and reinvested more frequently, meaning their outstanding balance at a particular point in time does not necessarily reflect the total investment activity generated by these loans.

The substantial increase in the share of short-term loans during 2026 is therefore particularly notable. Despite their shorter duration and more frequent repayment cycles, they now account for almost one-fifth of PeerBerry’s total outstanding portfolio.

As PeerBerry’s business partners continue to expand their lending volumes and geographic presence, investors can benefit from an increasingly broad selection of loans across markets, originators, and maturities.

Review your diversification strategy

As the range of investment opportunities on PeerBerry evolves, investors may find it useful to periodically review their portfolios and Auto Invest strategies.

Adding new loan originators or countries to an Auto Invest strategy can help investors take advantage of the growing loan supply and spread their investments across a broader range of opportunities, depending on their individual investment goals and risk preferences.

The latest composition of PeerBerry’s outstanding portfolio by loan type and loan originator is available on the PeerBerry Statistics page.