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What is net annual return (NAR)?

Net annualized return (NAR) measures the actual rate of return of all your investments since you started investing on PeerBerry. It includes anything that affects your returns, such as delays and bonuses.

At the beginning (if you have started investing recently) NAR is displayed higher or lower (depends on the invested amount), as we include in the calculation counted but not paid yet interest value. Within a couple of months, NAR reaches the normal level/is displayed correctly.

NAR is calculated using the XIRR (extended internal rate of return) calculation methodology. More information about the XIRR and calculation formula can be found here.

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